Here is a question that hits home in so many ways. I am a member of Early -- great program. I asked my GP to order a few extra tests based on the spreadsheet Labs. He was more than happy to order the tests - APOb, Homocysteine, CRP and Vit D (many of the spreadsheet tests I did not ask him to order). GP visit was fine. Today I got a bill for about $4,000 for lab work. The question is, "how can I get insurance to pay for these extra tests for an annual physical?"